Buy To Let Mortgages Hit Record Low

Mon 20 Feb 2017

It seems there’s never been a better time to borrow if you’re investing in property. Mortgage Brain has this week reported buy-to-let mortgages have fallen to a record low – with further reductions likely.

Average pricing of a 2 year fixed rate mortgage now sits at around 2.92 %, (80% LTV)  - which is 18% lower than February 2014, and 11% lower than a year ago. The figures are similar for 3 year fixed rates, which have dropped by 16% (2014) and 10% (2016).

With the private rented sector taking something of a hammering by Government over the past 18 months, these low rates are welcome news. Indeed they may make investing more palatable for landlords, who have had to content with hikes in stamp duty, changes to tax relief and increased legislation. 

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